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// the priority lane on the fleet
Membership

Pearl
Prime.

Join — $9.99/mo cancel anytime · promise tracked live

Insurance quotes, delivered like packages. Prime orders take the priority lane on the executor fleet — with perks that keep working all year.

≈1hQuote delivery promise, tracked live (vs 24h standard)
Re-shopWhole market re-quoted before every renewal, automatically
$9.99Per month · cancel anytime
// 01

Priority Lane

Your orders jump the fleet queue — executors race your carriers first.

// 02

Renewal Re-Shop

Before each renewal we re-rate your policy across the market and send a savings report before you have to decide anything.

// 03

Exclusive Programs

Premier carrier products listed only for members, plus early Lightning Deal access.

// 04

Annual Review

A licensed agent audits your coverage gaps once a year, free.

The member playbook

Month one

Run every policy you own through the market once — auto, home, the bike, the umbrella. Prime's priority lane makes the whole household a single afternoon project, and the comparison tables become your baseline for every renewal after.

Every renewal, forever

Do nothing. Renewal Re-Shop re-rates each policy across the market before the carrier's offer lands and sends you a savings report. If the market moved your way, switching is one click; if it didn't, you know your renewal is honest — which is worth almost as much.

When life changes

New car, new roof, new teenage driver — tell the concierge and the fleet re-runs only what changed. The annual coverage review catches the gaps you didn't think to mention.

52 minMedian Prime delivery in our fleet telemetry
1 clickTo act on any savings report — or to ignore it
$0Extra cost to cancel — no term, no fee, no dark pattern
Fair questions
Is the one-hour promise real?

It's a tracked promise, not a slogan — your order page shows the countdown, and misses escalate to the front of the fleet with a human watching. Our median Prime delivery beats the promise comfortably.

What does Renewal Re-Shop actually do?

About 40 days before each policy renews, the fleet re-rates your profile across every carrier with appetite and emails a comparison. You act on it or you don't — no calls, no pressure.

Does Prime change my premiums?

No — carrier premiums are carrier premiums. Prime changes how fast and how often the market works for you, and unlocks member-only programs some carriers reserve.

Can I share it with my household?

Prime follows your account, and your account can hold every policy in the household — spouse's car, the rental, the umbrella. One membership covers the file.

Create Account & Join Prime