Pearl is the insurance marketplace: shoppers order coverage like a product, licensed captive and independent agencies compete to fulfill it, and Pearl's automated executor fleet delivers real carrier quotes in about an hour. Pearl is built and operated by CAA Financial in Denver, Colorado.
The story in three angles
// 01
The Robot Angle
A fleet of Playwright executors logs into real carrier portals and rates risks in parallel — the same work an agency CSR does, at machine speed, around the clock.
// 02
The Marketplace Angle
Captive and independent agencies compete on one shelf, ranked purely on measured performance — a Buy Box for insurance, with an audit trail.
// 03
The Consumer Angle
Quotes delivered in about an hour with live tracking, coverage customized with live re-pricing, policies bound with one e-signature.
≈1hPrime quote delivery promise
40+Carriers rated in parallel
100%Ranking decisions logged and explainable
0Customer data ever sold
Boilerplate